UK Expat mortgage rates.
We are the UK expat mortgage specialist and we have access to amazing rates through our network.
Our extensive experience means we can immediately identify the mortgages available to UK expats and foreign nationals for property purchases in the UK.
Our Mortgage Sourcing Service gives access to a comprehensive range of products from over 65 lenders, simply enter a few basic details and we'll return suitable UK expat mortgage options.
The following rates are available to UK expats purchasing property in the UK. The rates are based on 25 year repayment mortgages with a property value of £250,000 and a loan of £150,000.
Products are subject to availability and can be withdrawn at short notice. Interest rates correct at 04/02/2024.
- 5.89% fixed for 25 payments changing to 7.19% variable for 24 payments and 9.19% variable for 251 payments
- Initial monthly payment of £956.39 at fixed rate of 5.89% for 25 months followed by 24 payments of £1070.91 at variable rate currently 7.19% followed by 251 payments of £1,246.95 at a variable rate currently 9.19%
- The overall cost for comparison is 8.5% APRC
- Max LTV 80%
- Early repayment charges apply until 31st March 2026
- Total amount to be repaid: £364,164
- Lender application fee: £299.00
- Lender product fee: £699.00
- Lender CHAPS fee: £25
- Lender closure fee: £150
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- Bank Of England Base Rate Tracker, Bank Base plus 0.59% currently 5.25% for 24 payments changing to 6.99% variable for 276 payments.
- Initial monthly payment of £951.83 for 24 months at variable rate currently 5.84% followed by 276 payments of £1,052.86 at variable rate currently 6.99%
- The overall cost for comparison is 7.1% APRC.
- Max LTV 80%.
- No early repayment charges.
- Total amount to be repaid: £314,827
- Lender product fee: £999.00
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- Discounted variable at 5.49% for 38 payments changing to 7.19% variable for 12 payments then 9.19% variable for 250 payments
- Initial monthly payment of £920.24 at variable rate currently 5.49% for 38 months followed by 12 payments of £1062.92 at variable rate currently 7.19% followed by 250 payments of £1,237.15 at a variable rate currently 9.19%
- The overall cost for comparison is 8.3% APRC
- Max LTV 80%
- Early repayment charges apply until 30th April 2027
- Total amount to be repaid: £358,580
- Lender application fee: £299.00
- Lender product fee: £699.00
- Lender CHAPS fee: £25
- Lender closure fee: £150
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- 5.04% fixed for 38 payments changing to 6.99% variable for 262 payments
- Initial monthly payment of £880.38 at fixed rate of 5.04% for 38 months followed by 262 payments of £1041.11 at variable rate currently 6.99%
- The overall cost for comparison 6.7% APRC
- Max LTV 60%.
- Early repayment charges apply until 30th April 2027
- Total amount to be repaid: £307,619
- Lender product fee: £999.00
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- 4.99% fixed for 26 payments changing to 6.99% variable for 274 payments
- Initial monthly payment of £876.01 for 26 months at fixed rate of 4.99% followed by 274 payments of £1,046.62 at variable rate currently 6.99%
- The overall cost for comparison 6.9% APRC
- Max LTV 80%
- Early repayment charges apply until 30th April 2026
- Total amount to be repaid: £310,944
- Lender product fee: £999.00
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- 4.64% fixed for 62 payments changing to 6.99% variable for 238 payments
- Initial monthly payment of £845.71 at fixed rate of 4.64% for 62 months followed by 238 payments of £1022.08 at variable rate currently 6.99%
- The overall cost for comparison is 6.2% APRC
- Max LTV 60%.
- Early repayment charges apply until 30th April 2029
- Total amount to be repaid: £297,083
- Lender product fee: £999.00
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
- 4.39% fixed for 122 payments changing to 6.99% variable for 178 payments
- Initial monthly payment of £824.41 at fixed rate of 4.39% for 122 months followed by 178 payments of £973.67 at variable rate currently 6.99%
- The overall cost for comparison is 5.4% APRC
- Max LTV 60%.
- Early repayment charges apply until 30th April 2034
- Total amount to be repaid: £275,285
- Lender product fee: £999.00
- Your home may be repossessed if you do not keep up repayments on your mortgage
- Enquire Now
The availability of specific mortgage products will be subject to lending criteria and will vary between individuals. Expat mortgages are available to 90% LTV depending on your status.
We aim to find you the most suitably tailored expat mortgage options and help you at every stage towards a successful mortgage application.
Our efficient processes and systems mean that we progress all aspects of your mortgage application quickly and without delay. This also means that any fees for our services are always kept to a minimum.
To help you understand some of the mortgage terminology used on our website we have created a mortgage glossary page with common terms and meanings.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Changes in the exchange rate may increase the sterling equivalent of your debt. FCA does not regulate some forms of buy to let mortgages
